Application - Ignite MHC

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Sales Application

The sales application that needs to be downloaded as a PDF

Step 1 of 27

The Completion And Signature Of This Application Are Mandatory For The Applicant(s)

Details regarding the credit of the applicant: Please be aware that if married, the spouse is not obligated to be a co-applicant. Kindly specify if credit references and/or credit history should be examined under a different name. Deliberately providing false information on this application is considered a criminal offense.

Community(Required)

Is there a Co-Applicant?

Location Name

Community Name

Applicant

Applicant Name

Proof of All Income Stated on Application Confirmation

Proof of All Income Stated on Application – Note:

12 Month Landlord(LL) Reference within 2 Years Confirmation

12 Month Landlord(LL) Reference within 2 Years – Note:

Copy of U.S. Issued I.D. Confirmation

Copy of U.S. Issued I.D. – Note:

Copy of Social Security Card Confirmation

Copy of Social Security Card – Note:

I have verified the information entered on the application are correct.(Required)

I have verified the information entered on the application are correct.

Signature(Required)

Date(Required)

MM slash DD slash YYYY

Co Applicant

Proof of All Income Stated on Application

Proof of Income – Note

12 Month Landlord(LL) Reference within 2 Years

12 month LL reference note – Note

Copy of U.S. Issued I.D.

Copy of U.S. Issued I.D. – Note

Copy of Social Security Card

Copy Of Social Security Card – Note

(Required)

I have verified the information entered on the application are correct.

Signature(Required)

Date(Required)

MM slash DD slash YYYY

RESIDENCY PROCESS

All Applicants for residency will be evaluated and will receive equal opportunity to obtain a home. Qualified applicant(s) will have priority based upon the date of the application. If a home of the type applied for is not available at the time application is received, the applicant(s) name shall be placed on awaiting list to be maintained by the property.When a home becomes available,the applicant(s) shall have 24 hours to complete arrangements for purchase or renting the home.

Equal Housing: This community does not discriminate based on race, color, sex, religion, handicap, familial status, sexual orientation or national origin.

Identification: All visitors must present a valid driver’s license or other photo identification in order to view the community or homes within the community. Other acceptable forms of identification are: Valid state ID card, valid Military ID card, a valid Passport or a US Immigration and Naturalization Service’s issued VISA. A copy of all applicant’s photo ID’s and Social Security card will be required with application submission.

Application for Residency: An application for Residency must be completed and maintained for each applicant 18 years or older who will be living in the home and/or contributing to the payment of rent. Application will provide a $45 non-refundable application processing fee for a single applicant OR $90 non-refundable application processing fee for two or more applicants. All adult occupants 18 years or older will be required to provide a copy of their photo ID.

Criminal Background Check: All applicants and adult occupants 18 years or older will be required to have a criminal background check completed prior to occupancy. The applicant(s) agree that the lease shall be terminated in the event that the applicant and/oroccupants, after moving onto the property commits an offense of a sexual nature, resulting in conviction or is labeled as a registered sexual offender or predator and/or appears on the list of known terrorists and wanted fugitives.

RentalHistory: By acknowledging below, I(we) authorize Kodiak Property Managementto request a Landlord Verification from my(our) current and/or previous landlord. If a verification cannot be obtained, I will provide at least 12 months most recent rental history from my(our) current and/or previous landlord.

Income: Applicants are required to provide verifiable income source. Acceptable income verification for each applicant may be any of the following: 2 most recent consecutive pay stubs, “Verification of Employment” letter from applicant’s employer, Social Security benefit letter, Pension letter, the most recent W2. Self-employed applicants may be required to supply the most recent IRS tax return or a certified verification from their company accountant or bank.

Notification: Applicants will be informed of their status of their application by telephone within 5 days of submitting their application. If the applicant is rejected, the applicant will be mailed an adverse action letter with the contact information to request copies of the information used to determine eligibility for occupancy. Management cannot be held responsible for inaccuracies contained in any information obtained and is not allowed to provide details to the applicant regarding said information.

Lender Financing

Thank you for your decision to purchase a home from Kodiak Property Management!

In connection with the financing of your home, below is a list of lenders and loan originator organizations that finance or assist customers with the financing of manufactured homes in land-lease communities in Indiana, Iowa, Kentucky, Michigan, Pennsylvania. Select from the list below the lenders/loan originator organizations that you would like your credit application to be submitted to for the financing of your home. You may check any or all of the following companies. You must select at least one option:

Triad Financial

Triad Financial Services, Inc.

* Lending offered in all states

125 Mooney Drive, Suite 1,
Bourbonnais, IL
60914

Phone: (888) 936‐1179
Fax: (888) 936‐1290
NMLS ID: 1063 Description of Organization – See Website at: www.triadfs.com

Credit Human

Credit Human

* Lending available in Iowa, Michigan and Pennsylvania

6061 I-10, San Antonio, TX
78201

Phone: (800) 688-7228
Fax: (210) 258-1543
NMLS ID: 486243
Description of Organization – See Website at: MHDirect.CreditHuman.com

Cascade

Cascade

* Lending offered in all states except Ohio and Massachusetts

2701 E Insight Way, Suite 150,
Chandler, AZ
85286

Phone: (877) 869-7082
Fax: (480) 539-4915
NMLS ID: 134837
Description of Organization – See Website at: www.cascadeloans.com

Park Lane

Park Lane

* Lending available in Indiana, Kentucky, and Ohio

1111 W 22nd St., Suite 800,
Oak Brook IL
60523

Phone: (630) 629-5000
Description of Organization – See Website at: parklanefinance.com

GreenState Credit Union

GreenState Credit Union

* Lending available in all states except Kentucky, Pennsylvania and Massachusetts

Description of Organization – See Website at: www.greenstate.org

TAMMAC

TAMMAC

* Lending available in Pennsylvania, Kentucky, and Ohio

613 Baltimore Dr, Suite 1,
Wilkes Barre, PA
18702

Phone: (570) 830-0262
NMLS ID: 2155548
Phone: (630) 629-5000
Description of Organization – See Website at: www.tammac.com

Buying With Cash

Buying With Cash

You want to make your purchase in cash – All Communities

Other Financing

Obtaining Personal Financing Not Listed

You have a method for financing your home already – All Communities

Applicant Confirmation(Required)

We acknowledge that no person, including any Kodiak Property Management Sales employee, agent, affiliate, officer, or owner, has recommended any particular Lender or otherwise influenced our decision to submit my/our credit application to any of the above lenders or loan origination organizations.

Signature(Required)

Date(Required)

MM slash DD slash YYYY

Co Applicant Confirmation(Required)

Co-Applicant Signature(Required)

Date(Required)

MM slash DD slash YYYY

You must select at least one financing option

Applicant Information

First Name(Required)

Middle Name

Last Name(Required)

Marital Status

Birth Date(Required)

MM slash DD slash YYYY

Social Security #(Required)

Email Address (For Loan Notices and Documents)(Required)

Applicant's Dependents

Note: This does not include any dependents that are going to be included with the Co-Applicant

Number of Dependents

Please enter a number from 0 to 4.

Age of the First Dependent(Required)

Please enter a number from 0 to 17.

Age of the Second Dependent(Required)

Please enter a number from 0 to 17.

Age of the Third Dependent(Required)

Please enter a number from 0 to 17.

Age of the Forth Dependent(Required)

Please enter a number from 0 to 17.

Applicant's Residence

Current Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Do you have a different mailing address?

Yes

Mailing Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Home Phone(Required)

Cell Phone

Years at this address(Required)

You can use decimals to specify months. i.e. 3.5 years for 3 years and 6 months or 5.25 for years and 3 months.

What was your relation to the property?(Required)

Homeowner

Renter

Live With Parents

Other

Monthly Mortgage / Rent(Required)

Name of Current Mortgage Holder or Landlord

Current Mortgage Holder or Landlord's Number

What are the plans for your existing home?(Required)

Previous Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long at your previous address(Required)

Name of Previous Mortgage Holder or Landlord(Required)

Mortgage Holder or Landlord's Number(Required)

Combined 2 Locations

Previous Second Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long at your previous second address(Required)

Name of Previous Second Mortgage Holder or Landlord(Required)

Second Address Mortgage Holder or Landlord's Number(Required)

Combined 3 Locations

Previous Third Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long at your previous third address(Required)

Name of Previous Third Mortgage Holder or Landlord(Required)

Third Address Mortgage Holder or Landlord's Number(Required)

Combined 4 Locations

Previous Forth Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long at your previous forth address(Required)

Name of Previous Forth Mortgage Holder or Landlord(Required)

Forth Address Mortgage Holder or Landlord's Number(Required)

Combined 5 Locations

Previous Fifth Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long at your previous fifth address(Required)

Name of Previous Fifth Mortgage Holder or Landlord(Required)

Fifth Address Mortgage Holder or Landlord's Number(Required)

Combined 6 Locations

Name of nearest Relative NOT living with you:

Relationship

Phone

Applicant's Employment History(Minimum Three Years, attach supplement if needed)

1) Current Employer

Self Employed

Employer's Name(Required)

Position Held / Occupation(Required)

Date Started(Required)

MM slash DD slash YYYY

Hidden

Over 3 Years

Supervisor's Name(Required)

Supervisor's Phone(Required)

Employer's Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

List your base pay rate excluding commission, bonuses and overtime(Required)

How are you paid?(Required)

Per Hour(Required)

# of Hours Weekly(Required)

Weekly Amount(Required)

BiWeekly Amount(Required)

Monthly Amount(Required)

Do you receive any of these options

Bonuses

Commission

Overtime Pay

How often do you receive bonuses?(Required)

How much in bonuses over the last 12 months?(Required)

How often to you receive commission?(Required)

How much in commissions over the last 12 months?(Required)

How often do you receive overtime pay?(Required)

How much in overtime pay over the last 12 months?(Required)

Please Provide an explanation for any job gaps greater than 30 days.

2) Previous Employer

Self Employed

Previous Employer's Name(Required)

Position Held / Occupation(Required)

Date Started(Required)

MM slash DD slash YYYY

Date Left(Required)

MM slash DD slash YYYY

Supervisor's Name(Required)

Supervisor's Phone(Required)

Previous Employer's Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Income(Required)

3) Previous Employer

Self Employed

Previous Employer's Name(Required)

Position Held / Occupation(Required)

Date Started(Required)

MM slash DD slash YYYY

Date Left(Required)

MM slash DD slash YYYY

Supervisor's Name(Required)

Supervisor's Phone(Required)

Previous Employer's Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Income(Required)

Applicant's Other Income

Income from SSI, retirement, disability, alimony, child support or separate maintenance agreement need not be disclosed if you do not wish to have it considered as a basis for undertaking or repaying this debt.

Select alternate income

Child Support

Alimony or Separate Maintenance

Other Source

Child Support Monthly Amount(Required)

Ages of Children(Required)

Alimony or Separate Maintenance(Required)

End Date(Required)

MM slash DD slash YYYY

Other Source(Required)

End Date(Required)

MM slash DD slash YYYY

Monthly Amount(Required)

Questions

Are you a U.S. Citizen?

Is the Co-applicant a U.S. Citizen?

Are you a permanent resident alien?

Is the Co-applicant a permanent resident alien?

Have you declared bankruptcy within the last 5 years?(Required)

Has the Co-applicant declared bankruptcy within the last 5 years?(Required)

When did you file?(Required)

MM slash DD slash YYYY

When did the Co-applicant file?(Required)

MM slash DD slash YYYY

Demographic Information

This Section asks about your ethnicity, sex, and race

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity,race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application.

Instructions: You may select one or more designations for “Ethnicity” and one or more designations for “Race”. If you do not wish to provide some or all of this information, select the applicable check box.

Applicant's Demographic Information

Ethnicity(Required)

Mexican

Puerto Rican

Cuban

Other Hispanic or Latino

Not Hispanic or Latino

I do not wish to provide this information

Enter Origin(Required)

Race(Required)

American Indian

Alaskan Native

Asian Indian

Chinese

Filipino

Japanese

Korean

Vietnamese

Other Asian (Examples: Hmon, Laotian, Thai, Pakistani, Cambodian, etc.)

Black

African American

Native Hawaiian

Samoan

Guamanian

Chamorro

Other Pacific Islander

White

I do not wish to provide this information

Alaskan Native Principal Tribe(Required)

American Indian Principal Tribe(Required)

Asian Race(Required)

Other Pacific Islander Race(Required)

Sex(Required)

Female

Male

I do not wish to provide this information

Co-Applicant Information

First Name(Required)

Middle Name

Last Name(Required)

Co-Applicant's Marital Status

Co-Applicant's Birth Date(Required)

MM slash DD slash YYYY

Co-Applicant's Social Security #(Required)

Co-Applicant's Email Address (For Loan Notices and Documents)(Required)

Co-Applicant's Dependents

Note: This does not include any dependents that are going to be included with the Applicant

Co-Applicant's Number of Dependents

Please enter a number from 0 to 4.

Age of the First Dependent(Required)

Please enter a number from 0 to 17.

Age of the Second Dependent(Required)

Please enter a number from 0 to 17.

Age of the Third Dependent(Required)

Please enter a number from 0 to 17.

Age of the Fourth Dependent(Required)

Please enter a number from 0 to 17.

Co-Applicant's Residence

Co-Applicant's Current Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Do you have a different mailing address?

Yes

Mailing Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Home Phone(Required)

Cell Phone

Years at this address(Required)

You can use decimals to specify months. i.e. 3.5 years for 3 years and 6 months or 5.25 for years and 3 months.

What was your relation to the property?(Required)

Homeowner

Renter

Live With Parents

Other

Monthly Mortgage / Rent(Required)

Name of Previous Mortgage Holder or Landlord(Required)

Telephone number(Required)

Previous Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

How long at your previous address(Required)

What are the plans for your existing home?(Required)

Name of nearest Relative NOT living with you:

Relationship

Phone

Co-Applicant's Employment History(Minimum Three Years, attach supplement if needed)

1) Current Employer

Self Employed

Employer's Name(Required)

Position Held / Occupation(Required)

Date Started(Required)

MM slash DD slash YYYY

Co Over 3 Years

Supervisor's Name(Required)

Supervisor's Phone(Required)

Employer's Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

List your base pay rate excluding commission, bonuses and overtime(Required)

How are you paid?(Required)

Per Hour(Required)

# of Hours Weekly(Required)

Weekly Salary(Required)

BiWeekly Salary(Required)

Monthly Salary(Required)

Do you receive any of these options

Bonuses

Commission

Overtime Pay

How often do you receive bonuses?(Required)

How much in bonuses over the last 12 months?(Required)

How often to you receive commission?(Required)

How much in commissions over the last 12 months?(Required)

How often do you receive overtime pay?(Required)

How much in overtime pay over the last 12 months?(Required)

Please Provide an explanation for any job gaps greater than 30 days.

2) Previous Employer

Self Employed

Employer's Name(Required)

Position Held / Occupation(Required)

Date Started(Required)

MM slash DD slash YYYY

Date Left(Required)

MM slash DD slash YYYY

Supervisor's Name(Required)

Supervisor's Phone(Required)

Previous Employer's Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Income(Required)

3) Previous Employer

Self Employed

Employer's Name(Required)

Position Held / Occupation(Required)

Date Started(Required)

MM slash DD slash YYYY

Date Left(Required)

MM slash DD slash YYYY

Supervisor's Name(Required)

Supervisor's Phone(Required)

Previous Employer's Address

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Income(Required)

Co-Applicant's Other Income

Select alternate income

Child Support

Alimony or Separate Maintenance

Other Source

Child Support Monthly Amount(Required)

Ages of Children(Required)

Alimony or Separate Maintenance(Required)

Duration(Required)

MM slash DD slash YYYY

Other Source(Required)

End Date(Required)

MM slash DD slash YYYY

Monthly Amount(Required)

Demographic Information

This Section asks about your ethnicity, sex, and race

Co-Applicant's Demographic Information

Ethnicity(Required)

Mexican

Puerto Rican

Cuban

Other Hispanic or Latino

Not Hispanic or Latino

I do not wish to provide this information

Enter Origin(Required)

Race(Required)

American Indian

Alaskan Native

Asian Indian

Chinese

Filipino

Japanese

Korean

Vietnamese

Other Asian (Examples: Hmon, Laotian, Thai, Pakistani, Cambodian, etc.)

Black

African American

Native Hawaiian

Samoan

Guamanian

Chamorro

Other Pacific Islander

White

I do not wish to provide this information

American Indian Principal Tribe(Required)

Alaskan Native Principal Tribe(Required)

Asian Race(Required)

Other Pacific Islander Race(Required)

Sex(Required)

Female

Male

I do not wish to provide this information

Additional Disclosures

California: An applicant, if married, may apply for a separate account. It is illegal to discriminate in the provision of availability of financial assistance for the purpose of the purchase, construction, rehabilitation of any one of four unit family residences occupied by the owner and for the purpose of the house improvement of any one to four unit family residence by considering:

Tends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid unsafe and unsound business practice; or
Race, color, religion, sex, marital status, national origin or ancestry.

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance. If you have questions about your rights, or if you wish to file a complaint, contact the Lender of the California Department of Corporations at: 320 West 4th St, Ste 750, Los Angeles, CA 90013, or 1390 Market St, Ste 810 San Francisco, CA 94102

New York and Vermont: In connection with your application for credit, a consumer report may be requested in connection with such application. Upon request, you will be informed whether a consumer report was requested, and if such report was requested, informed of the name and address of the consumer reporting agency that furnished the report. If your application is granted, subsequent consumer reports may be requested or utilized in connection with any updates, renewal or extension of the credit for which application was made or for any other legitimate purpose associated with the account.

Ohio: The Ohio laws against discrimination requires that all creditors make credit equally available to all creditworthy customers and that credit reporting maintain separate credit histories on each individual upon request, The Ohio Civil Rights Commission administers compliance with this law.

Wisconsin No provision of a marital property agreement, a unilateral statement under Wisc. Stat. 766.59 or a court decree under Wisc. Stat. 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement, or decree of has actual knowledge of the adverse provision when the obligation to the credit is incurred.

NON-APPLICANT SPOUSE WAIVER OF NOTICE: I agree to waive notice of any extension of credit in connection with this application:

Non-applicant Spouse

Date(Required)

MM slash DD slash YYYY

Confirmation

I agree to waive notice of any extension of credit in connection with this application

Additional disclosure may be required for the following states: Illinois and New York

These documents are separate from this application and must be submitted with the application for the lender to process your request.

Each of the undersigned specifically represents to Lender and to Lender’s actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of the information contained in the application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and.or in criminal penalties including, but not limited to, fine or imprisonment or both under the provision of Title 18, United States Code, Sec. 1001, et seq.; (2) the load requested pursuant to the application (the “Loan”) will be secured by a mortgage, deed of trust, or other consensual security interest; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in the application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated herein; (6) any owner or servicer of the Loan may verify or re-verify any information contained in the application from any source named in the application, and Lender, its successors and assigns may continuously rely on the information contained in the application, and i am obligated to amend and/or supplement the information provided in the application if any of the material facts that I have represented herein should change prior to the closing of the Loan; (8) in the event my payments on the Loan become delinquent, the owner or servicer of the Loan may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer credit reporting agencies; (9) ownership of the Loan and / or administration of the Loan account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors, or assigns has made any representation or warranty, expressed or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of the application as an “electronic record” containing my “electronic signature” as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of the application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of the application were delivered containing my original signature. I give permission to Lender to investigate my credit and employment history and authorize my employer, landlord, depository institution, and credit company to release information about me. I acknowledge that my dealer is neither a broker nor a credit grantor. This application may be considered withdrawn if I do not inquire about its status within 30 days of the date of this notice.

Have you frozen your credit report? If so, please be sure to contact all affected credit reporting agencies to lift the freeze BEFORE submitting your application.

www.equifax.com www.transunion.com www.experian.com

Applicant Signature(Required)

Date(Required)

MM slash DD slash YYYY

Co-Applicant Signature(Required)

Date(Required)

MM slash DD slash YYYY

Additional Information

How many Additional Occupants?

Name(Required)

Relationship(Required)

Date of Birth(Required)

MM slash DD slash YYYY

Social Security Number(Required)

Untitled(Required)

Copy of U.S. Issued I.D. Available

Copy of Social Security Card Available

Signature(Required)

Name(Required)

Relationship(Required)

Date of Birth(Required)

MM slash DD slash YYYY

Social Security Number(Required)

Untitled(Required)

Copy of U.S. Issued I.D. Available

Copy of Social Security Card Available

Signature(Required)

Name(Required)

Relationship(Required)

Date of Birth(Required)

MM slash DD slash YYYY

Social Security Number(Required)

Untitled(Required)

Copy of U.S. Issued I.D. Available

Copy of Social Security Card Available

Signature(Required)

Name(Required)

Relationship(Required)

Date of Birth(Required)

MM slash DD slash YYYY

Social Security Number(Required)

Untitled(Required)

Copy of U.S. Issued I.D. Available

Copy of Social Security Card Available

Signature(Required)

Do you have any pets?

How Many?(Required)

Type(Required)

Breed(Required)

Weight(lbs)(Required)

Is it a service animal?(Required)

Type(Required)

Breed(Required)

Weight(lbs)(Required)

Is it a service animal?(Required)

How Many Vehicles?

Make(Required)

Year(Required)

Color(Required)

License Number and State(Required)

Make(Required)

Year(Required)

Color(Required)

License Number and State(Required)

Emergency Contacts

Name(Required)

Relationship(Required)

Phone(Required)

Name(Required)

Relationship(Required)

Phone(Required)

Pursuant to the State and Federal Fair Credit Reporting Acts, this is to inform you that an investigation involving the statements made on your rental application at the above mentioned community, as well as inquiries regarding public records, your character, general reputation, personal characteristics and mode of living may be initiated. You have the right to dispute the information reported. Upon written request, you are entitled to a complete and accurate disclosure of the investigation’s nature and scope as well as a written summary of your rights and remedies under the Fair Credit Reporting Act. Inquiries should be directed to info@kodiakpm.com.

I/We certify that to the best of my/our knowledge, all statements are true and complete. False, fraudulent use of misleading information me be ground for denial of tenancy or subsequent eviction. I/We authorized the above mentioned community to obtain all reports and verification necessary to verify all information put forth in the above application.

Applicant Name(Required)

Date(Required)

MM slash DD slash YYYY

Applicant Signature(Required)

Co-Applicant Name(Required)

Date(Required)

MM slash DD slash YYYY

Co-Applicant Signature(Required)

Cascade Application

Cascade Financial Services, NMLS#89599

Borrower Authorization (Credit, Employment, Asset, Email) (v3 03/20/17)

Part I – General Information

Borrower Name(Required)

Date(Required)

MM slash DD slash YYYY

Email(Required)

Name and Address of Lender

Southwest Stage Funding, LLC dba Cascade Financial Services PO BOX 2377 Chandler, AZ 85244 TEL: (480) 539-5230 FAX: (480) 539-4915

Part II

This document contains a number of authorizations relating to the processing of your loan. Please review them carefully and indicate your assent as indicated below.

1) Authorization to Obtain Credit Report, Employment Verification, and Asset Verification (necessary for Cascade to process your loan) By clicking below, I hereby authorize Cascade Financial Services (“Cascade”) to verify my past and present employment and earnings, bank accounts, stock holdings, and any other asset balances that are needed to process my mortgage loan application. I further authorize Cascade to order a consumer credit report and verify other credit information, including past and present mortgage information and landlord references. It is understood that a copy of this form will also serve as an authorization. The information the Cascade obtains is only to be used in the processing of my application for a mortgage loan

Borrower Signature(Required)

Date(Required)

MM slash DD slash YYYY

2) Email Authorization (optional) I acknowledge that with my permission Cascade is able to send loan documents and loan status updates via email. I am aware that such emails will be sent unencrypted, and that the emails may contain my non-public personal information. I acknowledge that if I agree to allow Cascade to send documents and loan status updates to me via email, I also agree to assume any risks associated with such transmission. I also agree to take whatever steps necessary to ensure that my email is secure and viewable only by me. Authorization to Email Loan Status Updates and Documentation. By clicking below, I hereby authorize Cascade to email unencrypted loan documents and loan status updates to the following email address, subject to the provisions above.

Borrower Signature(Required)

Date(Required)

MM slash DD slash YYYY

Authorization to Provide Status Updates to Builder and/or Realtor. By clicking below, I hereby authorize Cascade to provide unencrypted loan status updates and loan documents to the retailer, builder, and/or realtor(s) associated with my loan transaction, subject to the provisions above. Important loan status updates and loan documents include by are not limited to the following: A) Forwarding a copy of the conditional pre-approval letter. B) Providing information regarding reasons for a loan decline or insufficient prequalification request. C) Discussing current loan status and outstanding loan conditions. D) Providing documents needed to close and fund your loan.

Borrower Signature(Required)

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TRIAD

Thank you for choosing Triad Financial Services, Inc. to process your credit application for your manufactured home loan. Your credit application will be submitted to Triad for review and assigned to a licensed Mortgage Loan Originator that handles applications in your state. The Mortgage Loan Originator (or a person under their supervision, as appropriate) may contact you to discuss your application. You give permission to Triad and their lending partners to investigate your credit for the purpose of this request. The company from whom you may purchase a manufactured home and its sales consultants may assist you with matters associated with the sales transaction – for example, the type of home to purchase, options, site improvements, sales features that may impact your financing options, etc. If you have any questions about your credit application, please contact one of Triad’s licensed Mortgage Loan Originators listed below: Triad Financial Services, Inc. NMLS # 18304 1.888.936.1179 (Tennessee License # 109125; 109125-102;109125-103; 109125-104; 109125-105)

Loan Originator	NMLS #	TN License	Phone Number	Loan Originator	NMLS #	TN License	Phone Number
Philip Acosta		232642	1.866.321.3153	Taylor Simpson		2113286	1.800.522.2013
Gina Miller		1277689	1.800.522.2013	Clayton Goolsby		2177518	1.800.522.2013
Kevin Archer		268471	1.937.205.2011	Stacy Stone		322561	1.800.522.2013
Stacy Ngo		1640427	1.866.321.3153	James Grantham		332907	1.800.522.2013
Kevin Barker		399071	1.888.936.1179	Christopher Theis		1113707	1.888.936.1179
Edward O’Donnell		1001516	1.800.522.2013	Tamara “Tammy” Grzelak	1237952	151520	1.888.936.1179
William Bieber		2007076	1.800.522.2013	Michael Tolbert		201558	1.800.522.2013
Linda Pearson	92519	108015	1.800.522.2013	Dena Hogge		196038	105631	1.800.522.2013
Scott Binley	1244656	241306	1.800.522.2013	Jordan Valentine		2217605	1.800.522.2013
Brett Pierce		96477	1.800.522.2013	Samuel Huffman		429927	1.205.492.9888
Alexander Boures		1444830	1.800.522.2013	Brady Way		264868	1.913.620.8131
Jodi Pierce		1791068	1.800.522.2013	Daniel Kowal	1950082	215632	1.800.522.2013
Derek Brown	321533	113132	1.704.453.1045	David Williams		364000	1.866.321.3153
Cody Ring	260119	110144	1.205.935.3083	Kyle Lammons	2038946	227687	1.800.522.2013
Victor Chan	2121944	2121944	1.800.522.2013	Velma Williams		201432	1.888.936.1179
Neil Roszkowski		425183	1.866.321.3153	Scott LeClaire	1656744	153924	1.800.522.2013
Thomas Donahue	371359	238273	1.800.522.2013	Margaret York	1001147	1.800.522.2013
Hilary Sanchez		2050212	1.800.522.2013	Lloyd McFarland	Jr	845238	1.866.321.3153
Joseph Freismuth	195056	124591	1.800.522.2013	Mario Zani		2016318	1.800.522.2013
Lindsay Shelver		1965629	1.800.522.2013	Zachary Meier	199427	118510	1.888.936.1179
Thomas “Anthony” Glass		200039	1.800.522.2013	Cory Miller		1959143	1.866.321.3153

Additional information on Triad Financial Services, Inc.’s company, branches, and individual Mortgage Loan Originator licenses can be obtained by visiting www.nmlsconsumeraccess.org . Acknowledgement. Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency. You also acknowledge that you have personally completed the information on the credit application and that the information is complete and accurate. Please click the checkbox below to confirm

Applicant's Signature(Required)

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Co-Applicant's Signature(Required)

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EVIDENCE OF JOINT APPLICATION – If you are applying for JOINT credit with another person, both applicants must check below.

Joint Credit

We intend to apply for JOINT credit

Applicant's Signature(Required)

Co-Applicant's Signature(Required)

This addendum is a part of Triad Financial Services, Inc.’s credit application and must accompany the credit application in order for it to be accepted.

19 Heritage Drive, Bourbonnais, IL 60914  1.888.936.1179  1.888.936.1290 (fax)

Tammac Holdings Corporation

NMLS# 2663

Communications Disclosure

SAFE Mortgage Licensing Act of 2008

Title V of P.L. 110-289, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed on July 30, 2008. The new federal law requires the licensure of mortgage load originators according to national standards and the participation of state agencies on the Nationwide Mortgage Licensing System and Registry (NMLS). The SAFE Act is designated to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of state-licensed mortgage loan originators.

You authorize the submission of your loan application to purchase a manufactured home to Tammac Holdings Corporation an NMLS licensed Mortgage Lender. A licensed Mortgage Loan Originator will evaluate your application and may contact you for additional information and to discuss the terms of your loan if your application is approved.

By clicking the checkbox below, the applicant(s) hereby authorize Tammac Holdings Corporation to communicate the decision on your loan application to the manufactured home dealer in order to facilitate your purchase of a manufactured home.

Borrower’s Certification & Authorization Certification

The undersigned certify the following:

I/We have applied for a mortgage loan from Tammac Holdings Corporation (Lender). In applying for the loan, I/we completed a loan application containing various information on the purpose of the loan, the amount and source of down payment, employment and income information and assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the loan application or other documents, nor did Ilwe omit any pertinent information.
I/We understand and agree that Lender reserves the right to change the mortgage loan review process to a full documentation program. This may include verifying the information provided on the application with the employer and/or the financial institution.
I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions on Title 18, United States Code, Section 1014.
If two or more names are set forth below, one or more applicants have stated that this is an application for joint credit. To confirm the intent to apply for joint credit, both applicants must sign and date below.

Authorization to Release Information

To whom it may concern:

I/We have applied for a mortgage loan from Lender. As part of the application process, Lender may verify information contained in my/our loan application and in other documents required in connection with the loan, either before the loan is closed or as part of its quality control program.
I/We authorize you to provide to Lender, and to any investor or whom the Lender may sell my/our mortgage, any and all information and documentation that they request. Such information includes, but is not limited to, employment history and income; bank, money market and similar account balances; credit history; and copies of income tax returns.
Lender or any investor that purchases the mortgage may address this authorization to any party named in the loan application or disclosed by any consumer reporting agency or similar source.
A copy of this authorization may be accepted as an original.
Your prompt reply to Lender or the investor that purchased the mortgage is appreciated.

Privacy Act Notice:

This information is to be used by the agency collecting it or its assignees in determining whether you qualify as a prospective mortgagor under its program. It will not be disclosed outside the agency except as required and permitted by law. You do not have to provide this information, but if you do not your application for approval as a prospective mortgagor may be delayed or rejected. The information requested in this form is authorized by Title 38, USC, Chapter 37 (if VA); by 12 USC, Section 1701 et. Seq. (if HUD/FHA); by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et. seq. , or 7 USC.

STATE NOTICES

New York: A consumer report (credit report) may be requested in connection with this application. Upon request, you will be informed whether or not a consumer report was requested and the name and address of the consumer reporting agency. (General Business Law Sec 380-b (h)) Ohio:The Ohio Laws against discrimination require that all creditors make credit equally available to all credit worthy consumers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. (Sec4112.021)

NOTICE TO APPLICANT: ANY FINANCIAL INSTITUTION OR FINANCE COMPANY TO WHICH APPLICANT OR CO-APPLICANT (OR SELLER OR BROKER ON BEHALF OF APPLICANT/CO-APPLICANT) MAY APPLY IS HEREBY AUTHORIZED TO INVESTIGARE THE CREDIT HISTORY OF THE APPLICANT OR CO-APPLICANT. IN CONNECTION WITH THIS CREDIT APPLICATION OR ANY SUBSEQUENT CREDIT UPDATE OR CREDIT RENEWAL, ANY PROPOSED CREDIT GRANTING PARTY (CREDITOR) MAY REQUEST A CONSUMER REPORT CONCERNING THE APPLICANT AND/OR CO-APPLICANT. THE APPLICANT AND/OR COAPPLICANT MAY ASK WHETHER THE CREDITOR OBTAINED SUCH A CONSUMER REPORT. IF SUCH A REPORT HAS BEEN OBTAINED, THE APPLICANT AND/OR CO-APPLICANT MAY REQUEST THE NAME AND ADDRESS OF THE CONSUMER REPORTING AGENCY WHICH PROVIDED THE CONSUMER REPORT TO THE CREDITOR.

Everything that I have stated in this application is correct to the best of my knowledge. I understand that you will retain this application whether or not it is approved.

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Signature(Required)

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Should you have any questions regarding your loan application please contact Tammac Holdings Corporation toll free at 1-888-226-8929 in order to speak with a Mortgage Loan Originator.

Park Lane

ADDENDUM TO CREDIT APPLICATION FOR PARK LANE FINANCE SOLUTIONS, LLC

Thank you for choosing Park Lane Finance Solutions, LLC to process your credit application for a manufactured home in a land-lease community.

Park Lane will review your credit application and assign it to a Mortgage Loan Originator (MLO) that handles applications in your state. The MLO (or someone under their supervision, as appropriate) may contact you to discuss your application or answer any questions you have about the loan process.

The company who may assist you in purchasing a manufactured home, and its sales consultants, agents, and brokers, is your contact for matters associated with the sales transaction; for example, the type of home to purchase, options, site improvements, sales features that may impact your financing options, etc.

Park Lane is your contact for questions about your credit application. Please select a Park Lane MLO from the chart below, who is licensed in the state where you want to buy a manufactured home. Information about our company licensing and individual MLO licensing can be obtained by visiting the Nationwide Multistate Licensing System (NMLS) website at nmlsconsumeraccess.org.

Mortgage Loan Originator	NMLS #	MLO Licensed in the States of:
Park Lane Finance Solutions, LLC	368186	—
Rick Cason	367820	FL, GA, IN, KY, MD, NC, SC, VA
Sabrina Harding	1901009	FL, NC, SC
Jay Herrin	1574284	IN, KY, MD, OH
Emilie Mehrtens	1763673	FL, GA, MD, VA

By checking the confirmation below, I acknowledge that I have read and I understand the details provided, and also consent to Park Lane sharing its credit decision and other necessary, personal, non-public information for the purpose of facilitating my manufactured home purchase, including obtaining employment verifications, rental references, and insurance quotes. I also acknowledge that I have personally completed the information on the credit application and that the information is thorough and accurate.

By checking the confirmation below, I authorize Park Lane to send updates on the status of my application to the email addresses and/or phone numbers (including mobile phone numbers) I have provided on the credit application, provided to Park Lane personnel, or otherwise provided. I also authorize Park Lane to send updates on the status of my application to the retailer, dealer, broker, or sales agent via email, fax, or phone, as may be necessary.

By providing the number of my land line, cell phone or other wireless device, and my email address, now or in the future, I expressly consent and agree that Park Lane and any of its affiliates, agents, service providers, or assignees may call me using an automatic telephone dialing system or otherwise, leave me a voice, prerecorded, or artificial voice message, or send me a text, e-mail, or other electronic message for any purpose related to the servicing or collection of any account that I may establish with Park Lane, or for other informational purposes related to my account (each a “Communication”). I also agree that Park Lane and any of its affiliates, agents, service providers, or assignees may include my personal information in a Communication. Park Lane will not charge me for a Communication, but my communication service provider may. I agree that Park Lane may monitor and record any telephone calls to assure the quality of Park Lane’s service or for other legitimate business reasons. I also understand and agree that Park Lane may communicate with me in any manner permitted by law that does not require my prior consent.

I understand that my information will not be used by Park Lane for marketing purposes or sold to any third party

Ohio Applicants: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

Please click the confirmation below and retain a copy for your records.

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Co-Applicant Park Lane Confirmation

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Address: PO Box 1285 Staunton, VA 24402

www.parklanefinance.com One of the Caton Companies www.catoncompanies.com NMLS# 368186

Phone: 434-975-5088 Fax: 866-656-3154

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